The substantial divorce rate in America—50% of marriages end in divorce—has engineered the creation of various types of spousal support through which one ex-spouse is required to pay the other. In most cases, the higher-earning spouse is required to pay the lower earner a certain amount, although there are exceptions to this. The tax rules
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The job market has its ups and downs but is always competitive. Because of this, it is imperative that you do all you can to set yourself above and apart from the competition by honing and highlighting your skills that are in high demand by employers. To help you on this path, below are the
In this article FRPT Follow your favorite stocksCREATE FREE ACCOUNT Inti St Clair | Tetra Images | Getty Images Company: Freshpet (FRPT) Business: Freshpet manufactures and markets natural fresh meals and treats for dogs and cats in the United States, Canada and Europe. The company sells its products under the Freshpet brand, along with Dognation
As of today, Oct. 1, 2022, the Free Application for Federal Student Aid (FAFSA) is now available for the 2023–24 academic year. Both incoming and current students will have until June 30, 2024, to submit their completed FAFSA form. Additionally, legislation passed in 2021 means that the FAFSA will be different for this academic year.
Reverse Mortgage vs. Forward Mortgage: An Overview If you’ve never heard of a forward mortgage, there’s a reason for that. The term refers to traditional mortgages and is rarely used, except in comparison with a reverse mortgage. Whether you go with a forward or reverse mortgage depends upon where you are at this point in
If you have a savings account, you may be limited to no more than six “convenient” withdrawals or transfers per month from the account free of charge. If so, blame your bank, not the Federal Reserve. The Fed, which had long imposed this limitation on savings accounts withdrawals, lifted it in 2020. But it allowed
When you’re buying gifts for the holiday season or another special occasion, you have no shortage of options. For one thing, ecommerce makes it easier than ever to have presents delivered from around the world. However, except for some collectibles, not many gifts have a chance of growing in value. If you’re looking for a
A Brief History of the UK pound (GBP) vs. the US dollar (USD) Before WWII, and arguably after WWI, the British pound was the primary medium of foreign exchange, giving it a nominal premium over other currencies including the USD, with a pound fetching $5 and more. After WWII, however, the USD began it’s rise
Dan Ivascyn, PIMCO, at CNBC’s Delivering Alpha, Sept. 28, 2022. Scott Mlyn | CNBC The U.S. is likely headed toward a recession but there’s a chance for the downturn to be comparatively mild due to strong underlying fundamentals, according to Pimco bond expert Dan Ivascyn. In remarks echoed by other speakers Wednesday at CNBC’s Delivering
If your company offers a 401(k) retirement savings plan, as most do, one of the big questions you may have to answer is this: Which version do you want—traditional or Roth? The question is whether you will contribute to your retirement in pre-tax money or post-tax money. The short answer is that saving pre-tax money
Lauren Taylor Wolfe, center, Roy Swan, left, and Shundrawn Thomas at CNBC’s Delivering Alpha, Sept. 8, 2022. Scott Mlyn | CNBC ESG and sustainable investing generally have come under fire recently, with critics pointing to a lack of transparency and differing definitions sparking confusion around what investors are actually buying. Adding to the confusion is
The U.S. Securities and Exchange Commission (SEC) and the U.S. Commodity Futures Trading Commission (CFTC) have levied more than $1.8 billion in penalties on various Wall Street firms for record-keeping failures. The SEC action targets 16 firms, with 11 of them having agreed to pay a combined $1.1 billion. The CFTC action covers 11 institutions,
One investment niche that is often overlooked by investors is property tax liens. The increasing volatility of the stock market, combined with still historically low-interest rates, has many investors seeking this type of alternative avenue in order to provide a decent rate of return. In some cases, this unique opportunity can provide knowledgeable investors with
Crypto markets exhibited a sluggish pattern last week, with some dire predictions for the medium-term future being made by analysts. Investors are concerned about the increase in interest rates and general negative sentiments about the economy. Bitcoin is also suffering and doesn’t appear to be poised for a bullish breakout. The flagship cryptocurrency sees a ‘death cross‘, as chart
The FOMC’s dot plot, which is perhaps the most boring but the most terrifying chart in economics and investing right now, is the summary of where members of the Federal Open Market Committee (FOMC) expect the federal funds rate to be over the next three years. It’s an estimate, not a mandate. Still, the most
The outsized Baby Boomer generation, named for the big increase in birth rates after World War II, has always made waves. The Boomers’ golden years will be no different. Born between 1946 and 1964, this vast cohort came of age in the 1960s and 1970s and began to qualify for Social Security benefits in 2008.
What Is Contribution Margin? The contribution margin can be stated on a gross or per-unit basis. It represents the incremental money generated for each product/unit sold after deducting the variable portion of the firm’s costs. The contribution margin is computed as the selling price per unit, minus the variable cost per unit. Also known as
Jim Umpleby, CEO of Caterpillar Inc. Adam Jeffery | CNBC This year has already been a tough one, and 2023 isn’t looking much better, with economic growth expected by the Federal Reserve to come in at just 1.2%. Given this dour outlook, investors will have to carefully choose where to put their money to work.
When interest rates fall, many homeowners will refinance their mortgage to lock in a lower interest rate, which can reduce a borrower’s monthly payment or allow a homeowner to build equity more quickly. However, one group of homeowners who typically have trouble refinancing are those in negative equity. This means they owe more on their
Information in this article reflects congressional funding as well as guidance from the Small Business Administration following passage of the Consolidated Appropriations Act (CAA), 2021, on Dec. 27, 2020, and the American Rescue Plan Act of 2021, signed into law on March 11, 2021. Whether you’re seeking financial help for your small business in response
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