Gold House Gold House Megan Ruan knows firsthand how representation can impact funding for entrepreneurs. She recalled being the only woman of color working at a family office earlier in her career and running a portfolio of venture investments. “I saw the decisionmaking and how it differed between the people that were check-writers at these
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Top cryptocurrencies like Bitcoin, Ethereum, and BNB may be more susceptible to external market factors than some crypto enthusiasts would like to believe. These and other major tokens fell sharply in the first two weeks of April 2022, with the broader crypto market losing almost $400 billion of value during that time. What’s worse, analysts
If you have moved jobs while holding a traditional 401(k), you are probably familiar with the rollover options for these ubiquitous retirement accounts. You may be less sure, though, of your options when you leave an employer with whom you hold a Roth 401(k), the newer and less prevalent cousin of the traditional 401(k). The
Many Americans don’t learn about personal finance and money management while growing up. Because of that, young people may have to figure out the basics of personal finance on their own as adults. All too often, that means that adults are confused about how to invest money, live within a budget, or make the most
It’s been just a decade since lesbian, gay, and bisexual service members could serve openly, and less than a year for transgender service members (in addition to a brief period during the Obama administration). Despite making huge strides and gaining important rights, some issues still persist for LGBTQ+ service members and their families, many of
In this article PLTR MCD TSLA CRWD CHWY The logo for McDonald’s is seen on a restaurant in Arlington, Virginia, January 27, 2022. Joshua Roberts | Reuters It seems inflation, the spike in oil prices and other commodities and geopolitical unrest are affecting just about every industry. Now, the arrival of earnings season brings another
Technological advances and evolving regulations are changing the financial advisory landscape, making it more important than ever for professional financial advisors to prove their value to their clients. Investors increasingly seek investments with low costs and low fees. About 88% of advisors now recommend exchange-traded funds (ETFs) to their clients. But those clients still value high-quality advice
One of the most important tasks for a financial advisor is assessing a client’s risk tolerance. As we learned during the market collapse of 2008-2009, many investors overestimated their ability to stomach downside risk and rushed to sell their stocks at or near the market’s bottom, suffering massive losses. Risk can be defined in many
In this article NGVT Azmanl | E+ | Getty Images Company: Ingevity (NGVT) Business: Ingevity is a leading bio-based materials company that converts waste streams and by-products from the wood, paper, and pulp industry into higher-valued, specialty materials. They operate through two segments: (i) Performance Materials, which includes high-performance activated carbon and (ii) Performance Chemicals,
As the COVID-19 pandemic shut down the U.S. economy, many companies were unprepared for everyone to suddenly be working from home, leaving them scrambling to set up remote procedures. “More than half of the people who were forced to work from home overnight had never done it before with any regularity,” says Kate Lister, president
Few people would enlist in the U.S. military if not for the compensation. The rigors of training, the unbreakable multiyear commitment, the frequent moves, and the risk of grave harm and death are serious demands that few civilian jobs entail. As such, the government aims to offer enlisted service members pay that’s competitive with civilian
Most mortgage rates receded for a second day Wednesday, with the 30-year average coming notably down after Monday saw it register its most expensive point in over a decade. National averages of the lowest rates offered by more than 200 of the country’s top lenders, with a loan-to-value ratio (LTV) of 80%, an applicant with
The most successful investors are those with vision. They’re capable of seeing opportunities where others can’t, often leaning on instinct as much as cold, hard data. The Latinx investors on this list may not all be household names, but their financial backing has helped launch or rejuvenate thousands of businesses. With many more hits than
Why does the Fed cut interest rates when the economy begins to struggle—or raise them when the economy is booming? The theory is that by cutting rates, borrowing costs decrease, and this prompts businesses to take out loans to hire more people and expand production. The logic works in reverse when the economy is hot.
In this article LATG Daniel Loeb, founder and chief executive officer of Third Point LLC Jacob Kepler | Bloomberg | Getty Images (Click here to subscribe to the Delivering Alpha newsletter.) The once red-hot SPAC market is becoming a fertile ground for activist investors who push for changes at problematic companies and profit from them. A record
You love your home, but you’re sick of the popcorn ceilings and want to replace them. Or perhaps your child just got into their dream school and you want to help with the tuition. Whatever the case may be, your home can be a useful resource when you need a large amount of money. If your
In March 2022, the Producer Price Index (PPI) for final demand increased by 1.4% on a seasonally adjusted basis. This follows monthly increases of 1.2% in January 2022 and 0.9% in February. On an unadjusted basis, the PPI has risen by 11.2% for the 12 months ending in March 2022, the largest 12-month increase since
A trader works on the floor of the New York Stock Exchange (NYSE) in New York, March 30, 2022. Brendan McDermid | Reuters For stock investors pondering how to ride out the worst bout of inflation in four decades, don’t worry and stay the course, according to Nick Maggiulli, chief operating officer at Ritholtz Wealth
Pet ownership is a rewarding experience, and the unconditional love offered by a four-legged companion just can’t be replaced. At the same time, having a pet means assuming financial responsibility in the event that the animal becomes sick or injured, and vet bills can quickly add up to thousands of dollars. Pet insurance plans are
Key Takeaways Analysts estimate adjusted EPS of -$1.22 vs. -$3.55 in Q1 FY 2021. Load factor is expected to rise YOY, but fall slightly from Q4 FY 2021. Revenue is expected to rise for the fourth straight quarter as travel demand continues to recover. Delta Air Lines Inc. (DAL) has experienced a sharp rebound in
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